Dubai has consistently evolved as one of the most attractive global destinations for Indian investors—offering world-class infrastructure, tax-free investments, high rental returns, and a safe, cosmopolitan lifestyle. Among all benefits, one stands out the most: the Dubai Golden Visa.

With recent updates, Dubai has made it even easier for property buyers—especially Indians—to qualify for long-term residency. If you’re considering investing in Dubai real estate, understanding these new rules is crucial.

This guide explains everything: who qualifies, minimum investment amount, benefits, documentation, and how Indian families can take full advantage of Dubai’s long-term visa opportunities.

What Is the Dubai Golden Visa?

The Golden Visa is a long-term residency program introduced by the UAE government that allows investors, professionals, and exceptional talent to live in Dubai for up to 10 years, with:

• No local sponsor required
• Multiple entries
• Ability to reside, work, or study in the UAE
• Residency for immediate family members

For Indian property investors, this long-term residency is a game-changing advantage.

New Golden Visa Rules for Property Investors (2024–2025 Update)

Dubai recently revised the eligibility requirements to make it more accessible for real estate buyers, especially foreign investors. Here’s what Indian investors need to know.

1. Minimum Investment Value: AED 2 Million

To qualify for the 10-year Golden Visa through property investment:

• The property (or combined properties) must be worth AED 2 million or more.

This applies to:

• Ready properties
• Off-plan properties
• Mortgaged properties (with bank NOC)

This rule makes the Dubai golden visa for Indians property extremely attainable, especially with flexible payment plans.

2. Off-Plan Properties Now Eligible

Earlier, only completed properties were considered.
Now, investors can apply for the Golden Visa by purchasing off-plan properties from approved developers such as:

• Emaar
• Sobha
• Damac
• Nakheel
• Meraas

This is a major benefit because off-plan units:

• Start at lower prices
• Appreciate significantly before handover
• Allow easy instalment-based entry into Golden Visa eligibility

3. Joint Ownership Is Allowed

If a property is jointly owned:

• Each investor’s share must be worth at least AED 2 million.

For married couples, a joint property of AED 2M is accepted with a marriage certificate.

This makes Dubai long-term visa investment more flexible for Indian families.

4. Mortgaged Properties Qualify

Golden Visa eligibility now includes mortgaged real estate, provided:

• The investor pays the bank at least AED 2M of the property value
• The bank provides a No Objection Certificate (NOC)

This helps Indians leverage home loans while still qualifying for long-term residency.

5. Visa Validity Continues Even If You Stay Outside UAE

Golden Visa holders can stay outside Dubai for any duration without the visa getting cancelled.

This is a major plus for:

• Indian business owners
• Frequent travellers
• Indians living part-time in Dubai

Documents Indians Need for Dubai Golden Visa (Real Estate Route)

To apply through property investment, Indians must submit:

• Passport copy
• Dubai Title Deed or Oqood document
• Property valuation certificate (if needed)
• Bank NOC (for mortgaged properties)
• Six-month bank statement
• Passport-sized photos
• Ejari contract (if renting the unit while staying in UAE)

The process is fast and completely digital through the Dubai immigration portal.

Benefits of the Dubai Golden Visa for Indian Property Buyers

1. 10-Year Renewable Residency

Live in Dubai without needing a sponsor or job.
Perfect for Indian entrepreneurs, investors, and families.

2. Residency for Entire Family

The Golden Visa covers:

• Spouse
• Children (no age limit)
• Domestic staff (multiple allowed)

3. No Income, Property, or Capital Gains Tax

Investors enjoy tax-free property income, making Dubai one of the best global markets for Indians.

4. Ability to Own Multiple Properties

Once you qualify, you can expand your portfolio without restrictions.

5. Easy Business Setup in UAE

Golden Visa holders can open companies, bank accounts, and investments seamlessly.

6. Freedom of Mobility

No restrictions on how long you stay outside the UAE.

7. Premium Lifestyle & Safety

Dubai offers unmatched infrastructure, top-tier schools, healthcare, and global living.

Why the Golden Visa Is a Huge Advantage for Indian Investors

For Indians, the Golden Visa creates a perfect combination of:

• High rental yields
• Strong capital appreciation
• Global residency
• Tax-free financial growth
• Hassle-free investing

It gives long-term stability and opens doors to education, business opportunities, and global mobility—something Indian investors value deeply.

Final Verdict: Should Indian Investors Leverage Dubai’s New Golden Visa Rules?

Absolutely.
The updated rules make Dubai long-term visa investment simpler, more flexible, and more beneficial for Indian buyers than ever before. With off-plan eligibility, mortgage-friendly guidelines, and family coverage, the Golden Visa is now one of the strongest reasons Indians are shifting their real estate investments to Dubai.


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